Financial Services Compensation Scheme

Your eligible deposits with Goldman Sachs International Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

This limit is applied to the total of any deposits you have with Goldman Sachs International Bank (GSIB), including Marcus by Goldman Sachs and Saga Savings (where the Saga Savings account is provided by GSIB). Any total deposits you hold above the limit between these brands are unlikely to be covered.

Download this leaflet for more information, or visit

What is the FSCS?

The Financial Services Compensation Scheme (FSCS) is the UK’s deposit guarantee scheme. It’s an independent scheme that provides protection for your money if your bank, building society or provider goes out of business.

Who is protected?

The FSCS covers authorised financial service firms. Goldman Sachs International Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by both the Financial Conduct Authority (FCA) and the PRA.

How does this work for joint accounts?

The limit also applies to you and any joint account holder separately. To calculate the protected amount for each of you, we’ll take the total balance in your joint Marcus account(s) and divide it equally to the nearest penny. That amount will count towards the FSCS limit for each of you.

Download the FSCS information sheet for more information.